Why Premium Financial Advisors, Inc.?

PFA is dedicated to building and strengthening meaningful relationships with financial professionals, making it possible for you to plan for and secure your clients' futures. We do this by:

  • Providing the highest quality, highest rated carriers and products in the industry
  • Delivering cutting edge technology and tools that make is easier for you to do business with us
  • Educating you on the latest trends and industry developments so that you can provide the best possible solutions to your clients
  • Using our extensive underwriting expertise to get you the best possible offers for your clients

We have been in business since 1986 and we never forget that our clients have a choice as to where they can do business. Our experienced, dedicated staff is committed to delivering the best-in-class service that will help you grow your business.

Your personal case manager is pro-active on your cases.

Our agency has built strong relationships with carriers to get your cases through faster. We pre-screen medical information to assist in making the right carrier decision. But should underwriting issues change the initial outcome of your case, we have the ability to quickly redirect to other carriers or other products. We can do this seamlessly without losing momentum, and offer you a timely solution.

You have access to our advanced planning attorney. We offer advanced case support in areas of traditional premium financing, insurance settlements, wealth transfer, estate and business planning, and pension planning. Ongoing webinar training sessions and editorial content are also available.

You'll receive professional sales and case development support tools to assist your cases. We offer great agent support in person, over the phone, or over the web. These include a website filled with useful information, on-line applications, a term and UL quotation engine for life insurance, free webinar dates, and the latest annuity products. Our website and quote engine are open to all agents appointed with CPS.

Comprehensive Product Portfolio

Our portfolio of insurance related products and services is comprehensive, diverse and specialized.

Annuities

Life Insurance

  • Guaranteed and Simplified Issue
  • Impaired Risk
  • Indexed Life
  • Survivorship Life
  • Term Life
  • Universal Life
  • Whole Life

Long Term Care Insurance

  • Association Groups
  • Executive Carve-outs
  • Individual and Joint
  • Linked Benefit Products
  • Multi-Life: Large and Small Employer Groups

Specialty Products

  • Critical Illness
  • Disability Income
  • Linked Benefits
  • Medical Supplement